I retired from Family Medicine after an 8-year career. I started out in debt and financially wasteful but ended with the realization that my time was more valuable than my income.
I enjoy the finest bouldering gym in Portland. I make delicious food at home in a paid off, gorgeous condominium in downtown and have amazing friends to enjoy beers with. I read whatever I can get my hands on and spend my time writing and learning.
This blog is about everything that I discover along this path from a job-dependent citizen to a free-living and financially independent citizen. If you’re a high earning healthcare professional then I hope that some of this content is relevant to you.
Age 23: I got accepted to medical school at UCLA.
Age 27: I started UCLA’s family medicine residency.
Age 28: Residency was easier than medical school and I earned $43k/year.
Age 29: Got my medical license and started moonlighting. Had a blast. Was spending every penny I earned, and then some.
Age 30: As a 3rd year resident I decided that urgent care is the perfect career option for me.
Age 31: Did a 4th-year chief residency, $180k gross income with my moonlighting.
Age 32: Full-time work at a Kaiser Permanente in San Diego, CA. $200k income my first year.
Age 33: Started living the fancy life. Leased car, fancy condo, fancy clothes, expensive hobbies and dining out. Monthly overhead of $14k.
Age 35: Learned how to live a more frugal lifestyle, finally started saving. Made the highest income working 55-60 hrs/wk. $430,000 gross. Realized I don’t need 80% of my income to retire successfully.
Age 36: Moved to Portland, Oregon. Started attacking student loans. Kept working full-time.
Age 38: I retired in order to pursue something outside of medicine. Decided to not renew my board certification in family medicine.
Age 39: Moved to Spain.
Email me at DrMo@urgentcarecareer.com. Would love your feedback/questions/thoughts/comments.